FinTech & Payments
Secure digital banking, payout gateway integrations, peer-to-peer lending, accounting dashboards, and GST compliance.
Next-Generation Financial Technology & Payment Engineering
Financial services require high availability, ultra-low latency transaction processing, and rigorous security engineering. New Tab Software Solution delivers custom FinTech software solutions ranging from digital wallet portals and peer-to-peer lending engines to automated accounting dashboards and tax compliance platforms.
Key FinTech Engineering Modules
- Payment Gateway & Payout API Integration:
Seamlessly integrate leading payment gateways (Razorpay, Stripe, Paytm, UPI) and direct bank payout APIs for instant settlement, automated refund handling, and split payments.
- Automated Invoicing & Indian GST Reporting:
Engineered for Indian and global financial standards, our invoicing systems compute CGST, SGST, IGST tax slabs, generate compliant e-invoices, and export structured tax audit reports.
- Micro-Lending & P2P Credit Portals:
Digital loan application workflows featuring automated credit scoring algorithms, KYC document verification parsing, EMI repayment calculators, and automated reminder alerts.
- Bank Reconciliation & Open Banking APIs:
Integrate with open banking APIs (such as Plaid or Yodlee) to automatically fetch bank feeds, match transaction receipts, and perform real-time cash flow reconciliation.
- Fraud Detection & Risk Scoring Systems:
Protect your financial platform with anomaly detection rules, transaction volume thresholds, IP geo-blocking, device fingerprinting, and suspicious activity reporting flags.
Uncompromised Security Standards
Every line of FinTech code we write is hardened against OWASP vulnerabilities, enforced with JWT token security, multi-factor authentication, database column encryption for sensitive financial identifiers, and comprehensive audit logs.
Frequently Asked Questions
How do you ensure security in FinTech applications?
We use HTTPS/TLS encryption, JWT token management, data hashing for sensitive credentials, OWASP security compliance, multi-factor authentication (MFA), and automated security linting.
Do your invoicing platforms support Indian GST regulations?
Yes. We build invoicing software that automatically handles CGST, SGST, IGST computations, HSN/SAC code lookups, e-way bill generation, and GST portal file exports.
Can you integrate bank reconciliation APIs?
Yes, we integrate with open banking APIs and bank statement parsers (CSV, MT940, PDF) to automatically reconcile bank feeds against your ledger entries.
What payment methods can you integrate?
We integrate UPI, Credit/Debit cards, Net Banking, EMI, Apple Pay, Google Pay, and international payment gateways like Stripe and Razorpay.
Can the software handle high volume daily transactions?
Yes, our backend architectures utilize database connection pooling, Redis caching, and asynchronous queue workers (RabbitMQ/BullMQ) to process high transaction volumes seamlessly.
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